Bealtaine Cottage ~ The Oldest, Independent, Permaculture Smallholding in Ireland! Conceived, Designed, Planted and Worked by One Woman!

Bealtaine Cottage permaculture porchAny financial system that is based on debt is doomed to failure.

A good analogy is to look at one’s own household.

Do you consume more than you produce?

Bealtaine Cottage permaculture gardensKeep borrowing and eventually the crunch will come…payback time, with nothing in reserve to pay what’s owed.

Many people refer to this as, living beyond one’s means.

If this is what you are doing, then it’s time to take control of your own micro economy.

Bealtaine Cottage... Flo, aka Mrs MouseLeave your government to continue paying bankers grossly inflated sums of money and try to re-calibrate your own finances.

I was enjoying a long conversation with my mother on Monday.

mum, aged 80, at Bealtaine CottageGrowing up through WW2 was the greatest lesson in personal finance for her. (This is her, aged 80, at Bealtaine Cottage).

If one did not have money, one could not buy goods or services.

That proved to be enormously enabling for that generation…one of the healthiest…

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